Effective Date: 01/01/2025
Introduction
Welcome to Homeloansmikerhoads.com , a website operated by homeloansmikerhoads.com, in affiliation with C2 Financial Corporation. We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, and safeguard your information when you visit our website or use our services.
Information We Collect
We may collect the following types of information:
- Personal Information: This includes information you provide directly to us, such as your name, address, phone number, email address, Social Security number, financial information (income, assets, credit score), and other details necessary for mortgage loan applications.
- Website Usage Information: We may collect information about your interactions with our website, including your IP address, browser type, operating system, pages visited, and other usage data.
- Cookies and Tracking Technologies: We may use cookies and similar technologies to enhance your browsing experience, analyze website traffic, and personalize content.
How We Use Your Information
We use your information for the following purposes:
- To process your mortgage loan applications.
- To communicate with you regarding your loan status and other inquiries.
- To provide you with information about our products and services.
- To improve our website and services.
- To comply with legal and regulatory requirements.
Information Sharing
We may share your information with:
- Lenders and other financial institutions involved in the loan process.
- Service providers who assist us with website hosting, data analysis, and other business operations.
- Regulatory authorities and law enforcement agencies as required by law.
- C2 Financial Corporation, as required for loan processing and compliance.
Data Security
We implement reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is completely secure.
Your Rights
You have the right to:
- Access your personal information.
- Correct inaccuracies in your personal information.
- Request the deletion of your personal information, subject to legal and regulatory requirements.
- Opt-out of receiving marketing communications.
Required Disclosures
- This licensee is performing acts for which a mortgage broker license is required.
- C2 Financial Corporation is licensed by the Arizona Department of Financial Institutions, Broker # 919209, Oregon Division of Finance, DFR# ML-4917; NMLS# 135622.
- Loan approval is not guaranteed and is subject to lender review of information.
- All loan approvals are conditional and all conditions must be met by borrower.
- Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions.
- Specified rates may not be available for all borrowers.
- Rate subject to change with market conditions.
- C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender.
- The services referred to herein are not available to persons located outside the state of AZ, OR.
- C2 Financial Corporation has the ability to broker VA loans based on their relationship with VA approved lenders.
- C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA.
Children’s Privacy
Our website is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our website.
Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at: admin@homeloansmikerhoads.com
C2 Financial Corporation Branch Address: 12230 El Camino Real Suite 100 San Diego, CA 92130
Arizona Branch Address: 7150 E Camelback Rd Suite 444-430 Scottsdale, AZ 85251
This licensee is performing acts requiring a real estate and/or mortgage license. C2 Financial Corporation is licensed by the California Department of Real Estate, Broker # 01821025; Arizona Department of Financial Institutions, Broker # 919209; Oregon Division of Finance, DFR# ML-4917;
Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and the borrower must meet all conditions. The loan is only approved when the lender has issued approval in writing and is subject to the Lender’s conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the states of AZ and OR. )1Ad